509 1st Avenue South • Great Falls, Montana 59401 • Phone: 406-761-5861 • Toll Free: 1-866-587-2244 • Fax: 406-761-5852

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Board of Directors
nicoleantoine Nicole Antoine
Nicole was born and raised in Pablo, Mont. She graduated in 1997 with a master's in social work from Eastern Washington University. She has been working with homeownership program for Salish Kootenai Housing Authority since 2004. Previously Nicole worked in the social work arena with various school districts and social services agencies. She is very dedicated to working with the tribal people on the Flathead Indian Reservation.

Bruce Brensdal

Bruce Brensdal
Bruce was born and raised in Plentywood, Mont. He graduated with a bachelor's in accounting from Eastern Montana College in Billings and is a CPA. He has been the Administrator for the Housing Division since July, 2000. This includes the Section 8 programs, HOME Investment Partnership and the Board of Housing. He was previously the Multifamily Program Manager with the Montana Board of Housing since June, 1995. During this time he managed the Low Income Housing Tax Credit programs, the Multi-Family Bond Programs and the Reverse Annuity Mortgage (RAM) Program. He previously worked for the Montana Department of Revenue as an auditor for 5.5 years.


Andrea Davis
Andrea received her bachelor's in organizational communications with a minor in environmental studies at the University of Montana. This led her to pursue work in the sustainability field and she began her affordable housing career at Homeword in 2001 as Asset Manager and Community Builder. She then started with the Missoula Housing Authority in 2003 as the Director of Planning and Development where she led the development of five affordable housing projects ranging from housing for homeless singles, veterans and families to new public housing and senior housing. Amongst other duties Andrea was responsible for agency planning, provided leadership to the organization and served as a liaison with community stakeholders. Born and raised in Montana she cherishes the ability to serve out her mission in her home State by creating well built, energy efficient housing for those in need that utilizes smart growth strategies and allows for inclusive design.  Andrea has extensive training in affordable housing management, community building, affordable housing design and financing.  Andrea sits on the Missoula based land trust board, Clark Fork Commons; Kilkenny Corporation Board of Directors, a non-profit owner of affordable senior housing; and NeighborWorks Montana Board of Directors, a statewide collaborative of housing services.


Julie Graham Julie Graham
Julie Graham is VP/Real Estate Department Manager for Mountain West Bank, N.A. in Helena. She is responsible for the Real Estate lending operation for the Bank in their 13 offices in Helena, Missoula, Bozeman, Kalispell, Great Falls, Whitefish and Polson. A Butte native, she has been in the banking industry in Montana for 32 years and has been involved in all aspects of the industry.  She has served on the Board of Directors for the Florence Chrittenton  Home and Services in Helena and  has worked with the Carroll College Impact drive for the past 5 years.

 

Lafe Haugen


  Burt Hurwitz

Tom Jacobson

Tom Jacobson
Tom Jacobson joined Consumer Credit Counseling Service of Montana Rural Dynamics Incorporated (CCCS/RDI) as Executive Director in September of 2003.  His responsibilities include working with the Board of Directors to provide strategic direction for the development and administration of CCCS initiatives, programs, policy agendas, and public relations efforts.  CCCS/RDI is instrumental in helping individuals and communities across the Northern Plains region recognize a vision for personal and collective economic growth. 

Tom earned a Bachelor’s degree in Business administration from the University of Great Falls and a Master’s Degree in Public Administration from the University of Wyoming.  Most recently he is the incoming Chair of the Board of Directors for the Montana Nonprofit Association, serves as Treasurer on the Board of Directors for the National Foundation for Credit Counseling, a charter board member of the Montana Financial Education Coalition, and serves on the Board of Directors for the United Way of Cascade County, and the national debt management software company, CPR.  Tom is also an adjunct faculty member in the graduate studies program at the University of Great Falls. 


gail mann Gail Mann

jim morton Jim Morton
Jim is the Executive Director of the Human Resources Council in Missoula. He has been an energetic advocate for low-income residents in all arenas for more than 25 years. He leads a non-profit agency that serves three Western counties in Montana. The purpose of the HRC is to alleviate poverty and enhance the public health and welfare by offering opportunities for people to better their conditions.

Michael ONeil Michael O'Neil
Michael O’Neil serves as State Director of the AWARE Montana Home Choice Coalition.  The Montana Home Choice Coalition  works to create accessible, community integrated housing choices for persons with disabilities across the age and ability spectrum.  The Coalition works on housing issues  from homelessness, to Olmstead housing for those in state institutions,  to integrated community rental housing, and expanding homeownership opportunities. Michael strongly advocates the view that quality, safe, accessible and affordable housing is the cornerstone of stable community living and a life of greater independence and dignity for all.

Laura Palagi
Laura is currently the Regional Operations Manager for US Bank Home Mortgage overseeing mortgage loan production operations throughout the state of Montana. Previously Laura worked for Heritage Bank in the same capacity, and has been in banking in the Great Falls area for 33 years. She served on the Loan Committee for NWGF for many years, and recently on the Loan Committee for NWMT.  

  Jane Pavek

Jack Prothero

Jack Prothero
Jack Prothero, retired in 2001, sits on a number of public-service boards of directors. He served for three years as the president of the board of directors for the Montana HomeOwnership Network (dba NeighborWorks Montana). Mr. Prothero served as a loan officer for Norwest bank in Great Falls from 1977-1979, vice President of Great Falls Federal Savings and Loan from 1979-1989, and vice president at Western Security Bank in Great Falls from 1990-2001.


  Marilyn Rose
Marilyn K. Rose retired March 31, 2003 from USBank as Regional President after 30 years with the bank, holding various managerial positions including President of Great Falls USBanks.  Rose continues to serve community and state organizations including:  NeighborWorks Montana, EasterSeals/Goodwill, Heisey Foundation Trustee, Montana State Board of Real Estate Appraisers, University of Great Falls Trustee and USBank Advisory Board.

mike smith

Mike Smith
Mike Smith has been in banking industry since 1986.  He is currently Senior Vice President/Real Estate Manager for Glacier Bank in Kalispell.  Glacier Bank has branches in Kalispell, Whitefish, Bigfork, Columbia Falls, Polson, Eureka, Libby and Butte.  Mike and his family relocated to Flathead Valley in 2006 from Colorado.  He was branch manager and Sr. Loan Officer for Cherry Creek Mortgage in Boulder, Co., from 1992 to 2006.


  Dustin Stewart

Peggy Trenk
Peggy Trenk is the CEO of the Montana Association of REALTORS®( MAR), a trade association representing 3800 REALTOR® members throughout the state.  Peggy spent two years on Fannie Mae’s Housing Impact Advisory Council and is currently a member of the Montana Home Choice Coalition.  She has worked for several state and federal elected officials, including serving as Deputy Chief of Staff and State Director for former Montana Congressman Rick Hill just prior to accepting a position with MAR in April, 2000.  Peggy is Vice Chair of the Board of Directors of the Montana Society of Association Executives and serves on the Public Policy and Issues Mobilization Committees of the National Association of REALTORS®. 


  Jim Weber

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509 1st Avenue South • Great Falls, Montana 59401• Phone: 406-761-5861 • Toll Free: 1-866-587-2244 • Fax: 406-761-5852